Scott, you mentioned during tough times ... Hey thats when some people have time to fish ... when I was in the retail B&T Biz I have had customers to come in and say "I will be out of work for a while so guess it will be a while before I see you" 99% of the time they went more then than when they were working .... Terminal tackle, Live Bait and lures (but more conservativly) sells the best during the "Belt Tightner" times.
Good Luck ... been there done that.
JSC