I got a hold of the Paycheck Punch Skirts and they are a skirt of their own. yes you can do the same concept with a hole in one skirt, a lure body, or a skirt umbrella, but believe me, these are a skirt of their own and are only made to put your line through. they have a very, very hard small round bead, that the skirt is actually tied in with thread some how. Now I say the bead is too hard to put on a jig or spinnerbait, but I have not tried it, but just by holding it, it seems like it is just for the line. Its the Hottest thing in the tackle stores right now and extra HOT in California.
Jarod